Better Health. Better Protection.
Healthcare costs can rise unexpectedly. Health insurance can help you manage eligible medical expenses and provide financial protection when you and your family need medical care.
Hospitalisation Cover
Coverage may help with eligible hospitalisation expenses according to policy terms.
Family Protection
Explore health insurance options designed for individuals and families.
Cashless Facilities
Eligible policyholders may access cashless treatment at network hospitals.
Flexible Options
Compare different plans based on your health and financial requirements.
Be Financially Prepared For Medical Emergencies.
A sudden illness, accident or hospitalisation can create significant financial pressure. Health insurance can help reduce the financial impact of eligible medical expenses.
What Can Health Insurance Help Cover?
Depending on the policy, health insurance may provide coverage for different eligible medical expenses and healthcare services.
Hospitalisation
Coverage may include eligible hospitalisation expenses according to the policy terms, conditions and limits.
Pre & Post Hospitalisation
Certain plans may provide coverage for eligible medical expenses before and after hospitalisation.
Emergency Care
Some health plans may provide benefits for eligible emergency medical treatment.
Maternity Benefits
Selected policies may offer maternity-related benefits subject to waiting periods and policy conditions.
Diagnostic Expenses
Eligible diagnostic expenses may be covered depending on the policy and treatment requirements.
Critical Illness Options
Certain insurance products provide additional benefits for specified critical illnesses.
Types of Health Insurance
Choose the type of health insurance based on your personal, family and financial requirements.
Individual Health Insurance
Designed to provide health coverage for an individual, subject to policy terms and conditions.
Explore Plans →Family Floater Insurance
A family-oriented health insurance option where eligible members may share the insured amount.
Explore Plans →Senior Citizen Health Insurance
Health insurance options designed specifically for eligible senior citizens.
Explore Plans →Critical Illness Insurance
Provides specified benefits for listed critical illnesses according to policy terms.
Explore Plans →Top-Up Health Insurance
Additional health insurance options may provide extra coverage after applicable deductibles.
Explore Plans →Group Health Insurance
Health insurance solutions may be available for eligible employee groups and organisations.
Explore Plans →How Health Insurance Works
Understanding your health insurance process can make healthcare planning easier.
Choose Suitable Cover
Understand your healthcare requirements and explore available insurance options.
Purchase Your Policy
Complete the application and policy issuance process as required.
Receive Medical Care
Use your eligible policy benefits according to the applicable terms.
Claim Benefits
Submit claims through the applicable cashless or reimbursement process.
Find Health Insurance For Your Needs
Share a few details with us and explore health insurance options based on your requirements.
Questions? We Have Answers.
Here are some common questions people ask before choosing health insurance.
Not Sure Which Health Plan Is Right For You?
Every family's healthcare needs are different. Understand your options before making an insurance decision.
01 What is health insurance? +
Health insurance is designed to provide financial coverage for eligible medical and healthcare expenses according to the terms, conditions and limits of the policy.
02 Why should I buy health insurance? +
Health insurance can help reduce the financial impact of eligible medical expenses and can form part of your overall financial planning.
03 What is a family floater policy? +
A family floater policy generally provides health insurance coverage for eligible family members under a shared sum insured, subject to the policy terms.
04 What is a cashless hospital? +
A cashless hospital is generally a hospital within an insurer's network where eligible treatment may be settled directly with the insurer, subject to approval and applicable policy conditions.
05 What is a waiting period? +
A waiting period is a specified period during which certain treatments or conditions may not be covered, depending on the policy terms.
06 Can senior citizens get health insurance? +
Yes, health insurance products are available for eligible senior citizens. Eligibility, coverage, premiums and exclusions vary by policy.
07 What factors affect health insurance premiums? +
Premiums may depend on factors such as age, coverage amount, policy type, location, medical history and other underwriting considerations.
Your Health Deserves Financial Protection.
Explore health insurance options with InsuranceUpaay and take a confident step toward better healthcare planning.
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